Beyond the Classroom: Free Financial Education Inspires Practical Action in Addu

NEWS | LIFELONG LEARNING | 2023–2025

Business School lecturer Aishath Rasheed delivers a session on personal finance and saving for the future at MNU Hithadhoo Campus.

Students practised saving, six employees developed personal financial plans, and public-sector participants sought further learning through MNU Hithadhoo Campus’s free financial education initiatives.

Financial education has greater value when people can apply it to decisions beyond the classroom. Between 2023 and 2025, Maldives National University (MNU) Hithadhoo Campus offered free financial learning opportunities to students, university staff, public-sector employees, parents and other community members.

The sessions connected university teaching with everyday concerns such as budgeting, saving, managing expenses, and planning ahead. Business School lecturer Aishath Rasheed contributed to this work through personal finance sessions and continued individual guidance.

Learning that continued after the session

Students took part in practical saving activities. Six staff members from the campus and other organisations created their own Excel-based personal financial management plans and sent them to Aishath Rasheed for advice. She continues to help staff review how they manage their finances, extending support beyond the original training sessions.

Several participants also opened bank investment accounts as part of their plans for future savings. These are reported examples of participants taking action; they do not, by themselves, establish increased savings or long-term financial improvement.

Financial learning for the wider workforce

On 23 June 2025, Aishath Rasheed delivered financial literacy training to more than 30 officers of S. Gan Police Station. Participants worked through learning activities and discussions. Following the session, Gan Police requested another session, demonstrating continuing demand for the training.

A related strand of professional education addressed public financial accountability. On 30 November 2024, Ahmed Jinah from the Auditor General’s Southern Regional Office facilitated a Public Finance Act session for campus staff. The opportunity was also extended to other institutions and organisations in Addu. This was a governance-focused session, distinct from personal finance training.

Students and parents learning together

At MNU Business Forum 2025, a free financial literacy session held on 26 September brought together more than 25 students and nine parents. The session addressed budgeting, expense management, saving, credit and responsible financial decisions. Parents’ participation connected financial education with decisions made within households.

The wider Business Forum attracted more than 1,000 visitors. This figure reflects attendance at the overall event and is not a count of financial literacy participants.

Impact at a glance

2023–2025 Free financial education across three years
25+ students and 9 parents Business Forum financial literacy session, 26 September 2025
30+ police officers S. Gan Police Station financial literacy session, 23 June 2025
6 staff members Personal Excel financial plans submitted for individual guidance
Continued engagement Ongoing support from Aishath Rasheed; Gan Police requested further training
Participation fees No charge for any of the sessions

 

The activities contribute most directly to SDG 4 – Quality Education through free lifelong-learning opportunities. Personal financial education also relates to SDG 8 – Decent Work and Economic Growth; the Public Finance Act session supports learning relevant to SDG 16 – Peace, Justice and Strong Institutions; and collaboration with external institutions contributes to SDG 17 – Partnerships for the Goals.

For MNU Hithadhoo Campus, the clearest evidence of value is what followed the sessions: learners practising saving, employees preparing financial plans, individuals seeking continuing guidance and a public institution asking for more training.

Photographic evidence

Public engagement and supporting evidence

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